Need a business account that's up to the job? Ours will work for you.
Business leaders in Wisconsin, Michigan, Illinois and elsewhere take all sorts of steps to improve efficiency. Here's one more: Open a business checking account that provides an added boost to your bottom line. Low fees, monthly dividend payments in the form of earnings credits, and a wide range of digital banking and mobile app tools add up to the competitive edge you're looking for.
Plan Advantage Business Checking
- For business accounts with less than $500,000 in aggregate commercial loan balances. Businesses with no loan or lending relationship are in this plan.
- Earnings credits paid to account monthly
- Fast-tracking for business deposits
- Move money easily with electronic ACH services
- Manage checking accounts in real time with digital banking services and mobile app
- Cleared drafts: First 200 free each month. 25 cents apiece thereafter
- Check deposits: First 100 free each month. 10 cents apiece thereafter
- ACH Debits: First 200 free each month. 10 cents apiece thereafter
- ACH Credits: First 200 free each month. 10 cents apiece thereafter
- Rolled Coin Orders: First 25 free each month, 65¢ per roll thereafter
- Currency Strap Orders: First 25 free each month, 55¢ per strap thereafter
Plan Commercial Business Checking
- For accounts with aggregate commercial loan balances in excess of $500,000; and for 501(c)(3) nonprofit organizations and public deposit accounts.
- Earnings credits paid to account monthly
- Fast-tracking for business deposits
- Move money easily with electronic ACH services
- Manage accounts in real time with digital banking services and mobile app
- No fees for cleared drafts, check deposits, ACH debits and credits, rolled coin orders and currency strap orders
Important Information
- Dividends: An earnings credit, based on the investable balance, will be calculated. The dividend rate used in calculating the credit will be based on an internal index. This earnings credit will be paid to your account on the last day of the month. The investable checking balance is your account balance in excess of reserve requirement and checks deposited and in process of collection. Checks in process of collection will generally be made available to you the next business day after the date of deposit.
- Activity Fees: Business activity fees will be calculated monthly and posted to your account on the last day of the month. In addition to the activity fees listed, other standard checking fees apply. These fees include return check charges, wire transfer fees, and check- printing fees.
- Analysis Statements: If your account has net charges (earnings credit less activity fees) of more than $10, an analysis statement will be sent to you. Accounts with net charges under $10 will not receive a statement.
- Fast-Tracking Deposits: To make sure you receive fast and efficient teller service, all business deposits will be "fast-tracked." Our tellers will not pull the checks from other member accounts (On-Us checks) to post them immediately when you bring in your deposit. If you absolutely need to have these types of checks pulled, then the On-Us check fee described below will apply.
- On-Us Check Fees: The On-Us check fee is 25¢ for each On-Us check you request posted. There will be no waiver or discount of the On-Us fee, regardless of the business analysis plan.
Before you open your business account, take a look at this checklist to ensure you have the documents needed.