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Before you shift gears and buy a vehicle, there are multiple factors to consider…
Homeownership is a large, but rewarding investment. Before taking the plunge, it’s best to prepare yourself as much as possible. Understanding what is expected of you during the home buying process will make your path to owning a home easier and more efficient.
Like your home, it’s a good idea to seasonally “deep-clean” your credit history… clean everything that is dirty, fix what’s broken, and polish what you have.
Identity theft can take many forms and happens multiple ways. Your personal information can be used by thieves to illegally obtain credit, buy merchandise, utilize services, or claim money. This type of fraud can negatively impact your credit score, drain your accounts, and make it difficult to qualify for new credit or services if undetected.
Learning to budget properly can be one of the most challenging, yet necessary tasks in adulthood. Fortunately, there are ways to break down a budget and create a spending plan that will help you become more financially empowered. It’s all about how you look at it… after all, a mighty oak tree starts as an acorn. You can do this!
Living within your means and sticking to a spending plan can be easier said than done. Check out these six ways to save money while staying in control of your finances.
Debt is money borrowed by one party from another. As scary as it may seem, sometimes it’s necessary to make large purchases such as a home or college education. In some instances, you need good credit to gain access to affordable services; a high credit score can only come with having different types of loans. Once you better understand your relationship with debt, you can start to control and even use it to your advantage. Let’s take a look at what debt is, how it works, and why it’s needed.
When you purchase a new (or new to you) vehicle, there are many things to consider. Cars offer us numerous freedoms, such as the ability to go to work, take our kids to sports practice, or travel hundreds of miles to experience something new. On the other hand, maintaining your vehicle AND your loan requires discipline and hard work. Through planning ahead and expecting the unexpected, you can use a car loan as an opportunity to raise your credit, build equity in your vehicle, make your car last longer and more! Use this article as a guide through the first year of owning your new ride and find out how you can start preparing for your next one.
Preparing for a new little one can be an exciting experience, yet it can also cause some financial anxiety. Babies require diapers, formula, and gear that you may not have on hand, especially if this is your first infant. Outside of day-to-day expenses, there are large medical bills and long-term finances to consider. Use this guide as a resource to help prepare if you are planning on expanding your family or are expecting a baby.
CoVantage FITMoney is a financial literacy series designed to present basic financial concepts in a small or large group format. The lessons have the flexibility to be taught as both a series or individually. Besides offering a variety of topics, FITMoney also has the ability to cater to most age groups. Topics include:
Interested in a presentation at your school, organization, or business? Call 800-398-2667, ext. 2469.
It's a Money Thing is a new way to learn about personal finances, with bite-sized episodes to teach about comparing cards, mortgages, and credit scores! Check out the complete It's a Money Thing playlist!
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