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Mortgage Loan Application

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Michele Brettingen
NMLS #478294
800-398-2667, ext. 2250
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Michele has been with CoVantage Credit Union since 1997, working in the mortgage industry since 2007. She has extensive knowledge of mortgage products including WHEDA, USDA, Fannie Mae and in-house products. She is always willing to “think outside of the box” to find ways to consolidate debts, lower your mortgage interest rates, and lower your monthly payments to fit your individual needs.

Pam Jansen
NMLS #508098
800-398-2667, ext. 3402
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Pam has been at CoVantage Credit Union and as a Mortgage Loan Originator since 2015 and has worked in a financial institution since 1992, and has worked in mortgage since 2008. She specializes in conventional mortgages for both purchases and refinances. She is knowledgeable in low down payment programs, especially the WHEDA program for purchases. Pam is active in the Elcho and Pelican Lake Communities.

Ericka Eckardt
NMLS #1543851
800-398-2667, ext. 3307
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Ericka has been with CoVantage since 2016, previously serving members in consumer loans and Home Equity lines of credit. She became a Mortgage Loan Originator in 2021 and is excited to guide members into homeownership. Ericka takes pride in helping her members and in looking for ways to help everyone.

Eric Gast
NMLS #1358472
800-398-2667, ext.5415
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Eric has been with CoVantage Credit Union since 2013, working exclusively as a Mortgage Loan Originator since 2020. Prior to working in the Mortgage department, he was an experienced Member Service Representative passionately working side by side with members to help them achieve their unique financial goals. He is dedicated to using his knowledge to help your dream become a reality, whether that be a home purchase, refinance, land loan, or construction loan. Eric is committed to providing exceptional service and will work with you every step of the way to ensure you are presented the best option that works for you.

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Sarah Porsche
NMLS #1783196
800-398-2667, ext. 5339
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Sarah became a mortgage lender in 2018, joining CoVantage with the CentralAlliance Credit Union merger. Her background in real estate and title insurance means she understands that building, purchasing, or refinancing can be stressful. Her dedication and exceptional service means you can enjoy an easy transaction whether you are building your dream home, purchasing your 1^st home, or simply want to consolidate debt.

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Justen Wegter
NMLS #1987295
800-398-2667, ext.2647
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Justen has been with CoVantage Credit Union since May of 2018. He spent two years in our Member Solutions Department and is extremely knowledgeable in assisting members to maintain financial strength. He is dedicated to ensuring your mortgage needs are met, no matter the situation.

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Chad Skinner
NMLS #478337
800-398-2667, ext. 5103
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Chad has delivered excellent member service at CoVantage since 2001, focusing his attention on developing mortgage solutions to fit members needs since 2005. He has assisted families with affordable home financing and he knows from years of experience that you want someone to make the process easy and stress-free. His goal is to share his knowledge and expertise, whether you are buying, building, or refinancing.

Gail Kock
NMLS #1169218
800-398-2667, ext. 3303
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Gail has worked for CoVantage since 2010 and has worked in finance since 1997. She became a Mortgage Loan Originator in 2014. Gail enjoys working with members to achieve their dream of home ownership and loves the fact that CoVantage offers so many programs for purchases and refinances. Her way of putting herself into the members shoes and her compassion for members has delivered high service levels.

Holly Jahn
NMLS #902553
800-398-2667, ext. 4414
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Holly has worked for CoVantage Credit Union since 2014 and as a Mortgage Loan Originator since 2016. She has worked in finance since 2001. Holly specializes in all products and services that CoVantage Credit Union has to offer for purchases, refinances and construction loans. She is active in the Wausau and Antigo communities.

Tiffany Martin
NMLS #1611542
800-398-2667, ext. 4639
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Tiffany has been with CoVantage Credit Union since 2017 and as a Mortgage Loan Originator since 2020. She is dedicated to exceptional member service and our mission to welcome all. You will see her out in the community volunteering at sponsored events along with volunteering at local schools with Junior Achievement.

Jessica Kosnicki
NMLS #1606458
800-398-2667, ext. 3238
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Jessica has been at CoVantage Credit Union since 2016 and as a Mortgage Loan Originator since 2018. She was born and raised in the Shawano Area and has a passion for helping members achieve their financial goals. She is an active member of saYPro (Shawano Area Young Professionals Organization) and will help you achieve your Home Ownership Dreams, whether purchasing, refinancing or building a home.

Tracy Sekorski
NMLS #1935663
800-398-2667, ext. 3269
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Tracy has been with CoVantage since 2018, starting in loss mitigation and transferring to mortgage lending in 2020. Her 22+ years working in city government provides exceptional experience with real estate and taxes. She looks forward to helping you buy your first home, refinance, or build.

Calvin Hoyord
NMLS #1767498
800-398-2667, ext. 4718
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Congratulations on your next step! Calvin is committed to providing his members with mortgage services that exceed their expectations. Whether this is your first time purchasing, refinancing or building from ground up, he's here to provide you all the insight and assistance you need to make the key turn on your new home and save money as quick as possible. Thank you for choosing CoVantage Credit Union for your financial support.

Suzi Banick
NMLS #1018225
800-398-2667, ext. 5605
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Suzi has been with CoVantage since 2019, working in the mortgage industry since 1996. Her passion is to assist in in ways of achieving the American Dream of homeownership! Her specialties are purchases, refinances, and construction loans with a personalized positive flair.

Carrie Pluger
NMLS #433759
800-398-2667, ext. 5618
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Carrie has worked in the credit union industry since 2000 and as a Mortgage Loan Originator since 2014. She takes pride in helping members meet their goal of home ownership and looks at the whole picture to offer the best option to members. Her years of experience give her many creative ways to look outside the box and assist members in finding financing options for refinance loans, construction, and 2nd mortgages.

Joy Judkins
NMLS #433776
800-398-2667, ext. 5617
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Joy joined the CoVantage team in 2021 and brings with her 20 years of mortgage lending experience. She believes a mortgage should be about building relationships with members, while striving to achieve their home financing goals. Joy understands that the right mortgage product is vital to a member's financial success and will take a holistic approach to understand the unique needs of each member. Whether you are a first tome home buyer, looking to purchase your next home, refinancing your current home, or hoping to build the home of your dreams, she will find the right loan to fit your needs.

Song Khang
NMLS #1468583
800-398-2667, ext. 4648
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Song has been at CoVantage Credit Union since 2018 and has been in the financial services industry since 2005. She started in mortgage lending in 2016 and prides herself on giving excellent member service whether you are purchasing your first home, building, or refinancing. Song is actively involved in the Hmong American Center in the Wausau communities.

Tiffany Martin
NMLS #1611542
800-398-2667, ext. 4639
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Tiffany has been with CoVantage Credit Union since 2017 and as a Mortgage Loan Originator since 2020. She is dedicated to exceptional member service and our mission to welcome all. You will see her out in the community volunteering at sponsored events along with volunteering at local schools with Junior Achievement.

Chris Stowell
NMLS #195961
800-398-2667, ext. 4806
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Chris started at CoVantage in 2012 as Mortgage Loan Originator. She has been a licensed Mortgage Loan Officer since 2009 and has been in the consumer and mortgage lending field for over 20 years. Chris utilizes products and services to fit member’s needs for purchases, refinances, and construction loans. Chris is involved with the local community and gives back to it by participating in Junior Achievement.

Heidi Schmoll
NMLS #2062747
800-398-2667, ext. 2301
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Heidi has been with CoVantage since 2014, with the mortgage department since 2015, becoming a Mortgage Loan Originator in 2020. She has extensive knowledge on what documentation is needed for each loan program and how to make your loan move quickly and efficiently through the home buying process. Contact her today to make your home buying dreams a reality.

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